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Many believe that the charges applied by your credit card provider for going over your limit or making a late payment are not only unfair, but also unlawful. The Office of Fair Trading ruled in 2006 that charges of up to £35 were excessive. If you have been charged by your lender for late payments, going over your credit limit etc. you are entitled to claim for the charges made during the last 6 years.

 

LOAN RESOLUTIONS will write to your lender to request the last 6 years worth of statements. We will then calculate the charges applied during that time and write to your lender on your behalf to claim back those charges.

If your claim is successful, you may be entitled to a refund of all charges applied to your account over the last 6 years.

 

The credit card may have been paid off or the account closed.

 

We do not charge an upfront fee for this service. Upon successful conclusion of a claim we charge 20% of the amount recovered plus a £25 administration fee. We can accept claims of any value.